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Getting Mortgage Paperwork Right the First Time

August 7, 2014

This post is sponsored by Century 21 Excellence Realty, based in Reynoldsburg, Ohio. The realtors at Century 21 Excellence Realty would love to help you buy or sell a home in Central Ohio, and can get you in touch with reputable mortgage companies, too!

When we moved from Kentucky to Columbus over the summer, we used a mortgage company in Ohio, which meant lots of mailed forms, emails, and texts. The paperwork that a buyer needs to gather in order to apply for a mortgage is daunting. Tax forms, paystubs, bank statements, credit report info, and more–it’s a lot of work pulling all that stuff together when you’re also busy selling your current home, searching for a new home, and packing up all your stuff! 

Luckily, we got everything right the first go-round and our closing went on without a hitch. Some people aren’t so lucky, though. When we sold our home back in 2008, the buyers were sweating at closing, faxing forms back and forth with their mortgage company, and generally freaking out. That closing took about four hours to complete, and we were all pretty relieved when it was finally over! There are lots of steps that you can take to make sure your closing goes smoothly. The first is and most important is to use a reputable mortgage company, and to be in close communication with your loan officer throughout the process. Check out more tips on Realtor.com

Image from Realtor.com

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